Experienced Chapter 7 Bankruptcy Attorney Serving Toledo and the Surrounding Northwest Ohio Areas.

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Toledo Chapter 7 Bankruptcy Attorney serving Northwest Ohio

Edward L. Schimmel is an experienced Chapter 7 Bankruptcy Lawyer serving Toledo, Northwood, Oregon, Sylvania, Lucas County, Wood County, and Northwest Ohio communities.

Protect Your Rights! Call Chapter 7 Bankruptcy Attorney, Edward L. Schimmel at 419.693.0911.

Are you struggling with overwhelming debt? Chapter 7 bankruptcy can provide a "Fresh Financial Start" by eliminating a wide range of unsecured debts. At the Law Office of Edward L. Schimmel, we provide professional and compassionate legal representation to individuals in Oregon, Ohio, and surrounding communities.

Our firm serves clients throughout Toledo, Northwood, Sylvania, Maumee, Perrysburg, Bowling Green, and all of Lucas County and Wood County. If you are considering Chapter 7 bankruptcy, we can help you understand your options and guide you through every step of the process.

What is Chapter 7 Bankruptcy?

Chapter 7 is a powerful legal tool designed to wipe out qualifying debts. This process involves the appointment of a court-appointed trustee who will review your assets to determine if any non-exempt property can be sold to pay creditors.

It's important to know that most individuals who file for Chapter 7 bankruptcy are able to keep all of their property because it is protected by state and federal exemption guidelines.

Who Typically Files for Chapter 7?

This type of bankruptcy is often the best choice for individuals with a large amount of unsecured debt, such as:

Credit card debt
Medical bills
Personal loans
Unsecured business debts

Keeping Your Property After a Chapter 7 Filing

One of the most common concerns is whether you will lose your home or car. In many Chapter 7 situations, you can keep specific secured debts (like your home or car) as long as you reaffirm your commitment to continue making payments.

A "reaffirmation agreement" is a voluntary contract you sign with the lender, confirming your intention to keep the debt and the property. Our firm will advise you on whether a reaffirmation agreement is the right choice for your specific situation.

Debts That Cannot Be Discharged in a Chapter 7 Bankruptcy

While Chapter 7 can eliminate a significant amount of debt, some debts are not dischargeable. These may include, but are not limited to:

Alimony or spousal support

Child support

Certain tax debts

Student loans (except in rare cases of proven undue hardship)

Debts incurred through fraud

Why Choose Attorney Edward L. Schimmel to represent you in your Bankruptcy case?

Navigating the complexities of bankruptcy law requires an experienced legal professional. Attorney Schimmel has the knowledge and resources to effectively guide you through the Chapter 7 bankruptcy process. He is dedicated to providing the highest standard of legal representation to aggressively pursue your financial goals and help you achieve a fresh start.

Schedule a Confidential Bankruptcy Consultation

If you require experienced legal advice and representation from a qualified Chapter 7 Bankruptcy lawyer in the Toledo or Northwest Ohio area, please contact our office. We are ready to provide you with a confidential consultation to discuss your financial situation and determine if bankruptcy is the right solution for you.

Call Chapter 7 Bankruptcy Lawyer, Edward L. Schimmel at 419.693.0911

TESTIMONIALS

"Edward L. Schimmel has been a great lawyer. Helped me adopt my daughter and did a few POA's. Highly recommend."

— Nathan J.
"Had an initial interview with another attorney and I felt like he didn't care about me or my case. I got referred to Edward and it was the complete opposite. He took the time to listen to me and created a plan of action before even discussing a fee. I am so glad I came across Edward and would definitely recommend him to anyone who needs access to legal justice! Thanks Edward for caring about me and my case!"

— Daniel J.
"Edward goes above and beyond to help you with any situation your in."

— Daniel L.
"I highly recommend Ed Schimmel! He took the time to understand my situation and walked me through the process step by step. He answered all my questions and was very understanding. You can't go wrong with Mr. Schimmel. I'm glad I made the right choice."

- Ron I.
"A great attorney would definitely use his law firm again and refer a friend to him . .Great customer service his phone attendant is always nice and polite, and makes everyone feel like their family."

- Robert D.

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Toledo Lawyer | Law Office of Edward L. Schimmel |
419.693.0911

Toledo Bankruptcy Attorney, Providing Professional Chapter 7 Bankruptcy legal services in Toledo, Northwood, Oregon, Sylvania, Maumee, Perrysburg, Bowling Green, Lucas County, Wood County, and the surrounding Northwest Ohio communities.