Attorneys Edward Hizer and Brian Hizer

Toledo Chapter 13 Bankruptcy Attorney

Experienced Toledo Chapter 13 Bankruptcy Lawyer providing Personal Chapter 13 Bankruptcy Attorney legal needs in Toledo, Northwood, Oregon, Sylvania, Lucas County, Wood County, and the surrounding Northwest Ohio communities.

Call Lawyer, Edward Schimmel at 419.693.0911

A chapter 13 bankruptcy, unlike a Chapter 7 bankruptcy, does not provide a release of debt, but rather a restructuring of the debt in a manner which is considered manageable to repay the dept.

Many times the debt to be paid back may be less that currently owed through negotiation. In a Chapter 13 bankruptcy, a debtor proposes a repayment plan to the creditors, over a 3 to 5 year period, in a good faith proposal to pay off all or part of the debts from the debtor's future income.

A Chapter 13 bankruptcy can:

  • Prevent the foreclosure of a home;
  • Make up delinquent car or mortgage payments;
  • Pay back taxes;
  • Stop interest from accruing on your tax debt (local, Florida state, or federal);
  • Keep valuable property which is non-exempt in a bankruptcy;
  • And manage other financial situations which may be affected by a Chapter 13 bankruptcy proceeding.

Creditors often will work with debtors in a chapter 13 bankruptcy, as chapter 13 provides the opportunity to recover funds from you, as apposed to a Chapter 7 bankruptcy where the ability to recover the debt may be eliminated.

Those who are more likely to file for a chapter 13 bankruptcy are individuals who seek to hold on to possessions such as a home, multiple vehicles, or other property or assets.

Attorney Edward Schimmel has the experience and resources to effectively guide you through the bankruptcy legal process.

If you require experienced legal advice and representation from a qualified Chapter 13 Bankruptcy Law attorney (lawyer), please call Attorney Edward Schimmel to schedule a confidential legal consultation.

Call Lawyer, Edward Schimmel at 419.693.0911

TOLEDO CHAPTER 13 BANKRUPTCY ATTORNEY PROVIDING PERSONAL CHAPTER 13 BANKRUPTCY LAWYER SERVICES IN TOLEDO, NORTHWOOD, SYLVANIA, OREGON, MAUMEE, PERRYSBURG, BOWLING GREEN, LUCAS COUNTY, WOOD COUNTY, AND THE SURROUNDING NORTHWEST OHIO COMMUNITIES.

CALL US TODAY AT    419.693.0911 in the Toledo / Northwood Area or 419.841.3600 in the West Toledo / Sylvania Ohio Area

Toledo Ohio and Northwest Ohio Attorneys Attorney, Edward Schimmel & Brian Hizer | Hizer & Schimmel | 419.693.0911 or 419.841.3600

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