Experienced Bankruptcy Attorney Serving Toledo and the Surrounding Northwest Ohio Areas.

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Toledo Bankruptcy Attorney serving Northwest Ohio

Edward L. Schimmel is an experienced Bankruptcy Lawyer serving Toledo, Northwood, Oregon, Sylvania, Lucas County, Wood County, and Northwest Ohio communities.

Protect Your Rights! Call Bankruptcy Attorney, Edward L. Schimmel at 419.693.0911.

Bankruptcy: Find Your Fresh Financial Start

Facing overwhelming debt can be a difficult and stressful experience, but you have options for relief. At the Law Office of Edward L. Schimmel, we provide professional and compassionate legal guidance to individuals and businesses in Toledo, Northwood, Oregon, Sylvania, Maumee, Perrysburg, Bowling Green, Lucas County, Wood County, and the surrounding Northwest Ohio communities.

Attorney Edward L. Schimmel has the experience and resources to effectively guide you through the bankruptcy process, helping you find a path to a more secure financial future.

Understanding Your Options: Chapter 7 vs. Chapter 13 Bankruptcy

There are two primary types of personal bankruptcy designed to address different financial situations. Our team will help you determine which option is the best fit for your unique circumstances.

Chapter 7 Bankruptcy: Wipe Out Your Debts

Often referred to as a "liquidation" bankruptcy, Chapter 7 is designed to provide a "Fresh Financial Start" by eliminating most of your unsecured debts. This is typically the best option for individuals who have:

Overwhelming credit card debt
Significant medical bills
Unsecured personal loans and other debts

If you qualify, a successful Chapter 7 bankruptcy can discharge these debts, allowing you to move forward without the burden of constant creditor calls and payments.

Chapter 13 Bankruptcy: Restructure Debt and Keep Your Assets

If you have a steady income and wish to save valuable assets like your home or a vehicle, Chapter 13 bankruptcy may be the right solution. This process is designed to restructure your debt into a manageable repayment plan, typically lasting three to five years. Through a Chapter 13 filing, you can:

Prevent foreclosure on your home
Stop vehicle repossession
Catch up on missed payments
Repay your debts in an organized, court-approved plan

Solutions for Businesses: Chapters 11 & 12 Bankruptcy

The Law Office of Edward L. Schimmel also provides legal services for businesses facing financial distress. We handle:

Chapter 11 Bankruptcy: A powerful tool for corporations, partnerships, and LLCs to reorganize their debts and continue business operations.
Chapter 12 Bankruptcy: A specialized form of bankruptcy designed exclusively for family farmers and fishermen, allowing them to reorganize their debts and save their businesses.

Experienced Bankruptcy Attorney Serving Northwest Ohio

With a deep understanding of federal bankruptcy law, Attorney Edward L. Schimmel is dedicated to providing the highest standard of legal representation. He is committed to aggressively pursuing your legal goals and providing you with the expert guidance you need throughout this complex legal process.

Our office serves clients across Northwest Ohio, including Toledo, Oregon, Sylvania, Maumee, Perrysburg, Bowling Green, Northwood, and all of Lucas and Wood counties.

Schedule a Confidential Consultation

If you are considering filing for bankruptcy or simply need to understand your legal options, we are here to help.

Call our offices today to schedule a confidential legal consultation with an experienced bankruptcy attorney. We will provide a comprehensive review of your financial situation and help you determine the best path forward.

Call Toledo Bankruptcy Lawyer, Edward L. Schimmel at 419.693.0911

TESTIMONIALS

"Edward L. Schimmel has been a great lawyer. Helped me adopt my daughter and did a few POA's. Highly recommend."

— Nathan J.
"Had an initial interview with another attorney and I felt like he didn't care about me or my case. I got referred to Edward and it was the complete opposite. He took the time to listen to me and created a plan of action before even discussing a fee. I am so glad I came across Edward and would definitely recommend him to anyone who needs access to legal justice! Thanks Edward for caring about me and my case!"

— Daniel J.
"Edward goes above and beyond to help you with any situation your in."

— Daniel L.
"I highly recommend Ed Schimmel! He took the time to understand my situation and walked me through the process step by step. He answered all my questions and was very understanding. You can't go wrong with Mr. Schimmel. I'm glad I made the right choice."

- Ron I.
"A great attorney would definitely use his law firm again and refer a friend to him . .Great customer service his phone attendant is always nice and polite, and makes everyone feel like their family."

- Robert D.

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Toledo Lawyer | Law Office of Edward L. Schimmel |
419.693.0911

Toledo Bankruptcy Attorney, Providing Professional Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Chapter 11 Bankruptcy, and Chapter 12 Bankruptcy legal services in Toledo, Northwood, Oregon, Sylvania, Maumee, Perrysburg, Bowling Green, Lucas County, Wood County, and the surrounding Northwest Ohio communities.